Intent to Extend FHA Refinances of Borrowers in Negative Equity Positions
The Department of Housing and Urban Development (HUD) is aware that the “FHA Refinances of Borrowers in Negative Equity Positions” program authorized by Mortgagee Letter (ML) 2010-23 is due to expire on December 31, 2014. This program supports refinances for borrowers who owe more than the current value of their home and plays an important role in helping to realign property values and mortgage obligations for sustainable long-term homeownership. It is currently the intention of the Department to offer an extension of that program. A Mortgagee Letter extending the program and announcing any program changes will be issued at a later date.
- Call the FHA Resource Center at 1-800-CALLFHA (1-800-225-5342). Persons with hearing or speech impairments may reach this number by calling the Federal Information Relay Service at 1-800-877-8339.
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- Visit our online resource information at hud.gov/answers.
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